Product features
Survivor Benefit
$1,000 non-contributory survivor benefit for active Soldiers and Airmen paid for by your National Guard state association.
Ease of Payment
Simple payment available through direct bill or payroll deduction.
24-Hour Coverage
No war or terrorism exclusions. You are covered on and off duty with no hazardous, line of duty or occupational restrictions.
Emergency Death Benefit
Once you have coverage for two years, up to $15,000 of the total death benefit is released as an Emergency Death Benefit (EDB).*
Keep the Coverage
After you retire or separate, you can continue your coverage for you and your family as long as contributions are paid.
Learn more about our coverage
Active Guard members are eligible to enroll for coverage. Life insurance member benefits are underwritten by 5Star Life Insurance Company and offered through our partnership with state associations.
Select your state to be directed to the office that can assist you. Please note when you click your state, it will trigger a new window to open.
Giving back to our communities
Learn how we are committed to supporting those who serve, defend, and protect our nation.
About us
For more than 75 years, we have been delivering benefits to those who answer the call to serve.
Images courtesy of National Guard Flickr account. The appearance of U.S. Department of Defense visual information does not imply or constitute DoD endorsement.
Life insurance member benefits provided by AFBA are underwritten by 5Star Life Insurance Company (a Lincoln, Nebraska company) with an administrative office at 110 W Johnson St, Suite 300, Staunton, VA 24401. Survivor benefits are not available in all states and U.S. Territories.